All in Retirement Planning

Ep. 56 Cut To The Chase: Simplify The 3 Tax Bombs In Retirement | Easy Guide

Ep. 56 Cut To The Chase: Simplify The 3 Tax Bombs In Retirement | Easy Guide

Eric Maldonado, CFP®, MBA
Retirement Planning, Financial Planning, Risk Planning, Podcast

Retirement should be a period of financial freedom, not fiscal anxiety. 

In this episode, we confront the often-intimidating world of retirement taxes head-on, demystifying the major "tax bombs" you absolutely need to understand. 

Learn how your income interacts with tax brackets, Roth conversions, Social Security, and Medicare charges. We'll provide actionable strategies to help you make smarter decisions, protect your hard-earned retirement income, and minimize your tax burden for a more secure financial future. 

Ep. 55 Retirement Planning: Tariffs, Market Correction, and Investing Tips

Ep. 55 Retirement Planning: Tariffs, Market Correction, and Investing Tips

Eric Maldonado, CFP®, MBA
Financial Planning, Retirement Planning, Risk Planning, Podcast

Ever wonder how major economic shifts impact your retirement dreams? In this insightful episode, we break down the recent tariff rollback and uncover crucial lessons for your long-term financial strategy. Get ready to dive into the essential takeaways from market volatility, the enduring power of diversification, and the absolute necessity of staying the course.

Plus, I'll share excerpts from an Investopedia feature where my insights on these very topics were highlighted.

Tune in to learn how to cultivate a resilient retirement portfolio, no matter what the headlines say!

Ep. 54 Utilizing an Inheritance for Retirement, 3 Smart Ways to Use It!

Ep. 54 Utilizing an Inheritance for Retirement, 3 Smart Ways to Use It!

Eric Maldonado, CFP®, MBA
Financial Planning, Retirement Planning, Risk Planning, Podcast

An inheritance can be a significant boost to your financial future, especially when it comes to retirement. But how do you make the most of it? This episode will guide you through making informed decisions that ensure financial stability and growth as you approach or enter retirement.

You'll also learn how to leverage professional advice from financial advisors, tax preparers, and estate attorneys to navigate the complexities of managing an inherited windfall for long-term security.

Contact Us: https://www.aquilawealth.com/contact-us

Eric Maldonado, CFP®, MBA

Ep. 42 Business Owners, Don't Trap Yourself Financially In Your Business

Ep. 42 Business Owners, Don't Trap Yourself Financially In Your Business

Eric Maldonado, CFP®, MBA
Business Ownership, Financial Planning, Investment Planning, Podcast, Tax Planning, Retirement Planning, Risk Planning, Cash Flow Planning

Often, business owners rely on their business as their sole means of financial provision. Wouldn't it be nice to have a second leg to stand on financially? This episode talks about the benefits of investing in a separate tax-free asset, i.e., a Roth 401k, throughout your business ownership career.

Podcast: Die with Zero or Don't Die with Zero

Podcast: Die with Zero or Don't Die with Zero

Eric Maldonado, CFP®, MBA
Podcast, Business Owners, Cash Flow Planning, Investment Planning, Retirement Planning

In this episode, I give my take on the book “Die with Zero” by Bill Perkins, published in 2020.

I liked his concepts on investing in “memory dividends,” and spending based on your stages of life and your health.

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Contact Us: https://www.aquilawealth.com/contact-us

Podcast: Tax Free Retirement Planning for Pastors

Podcast: Tax Free Retirement Planning for Pastors

Eric Maldonado, CFP®, MBA
Retirement Planning, Pastors

Today we’re talking about a unique tax-free savings vehicle for pastors, called the 403b(9) account, which allows pastors to access their Housing Allowance tax benefit while in retirement.

Contact Us: https://www.aquilawealth.com/contact-us

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Podcast: 3 Considerations for Business Owners Wanting to Change 401k Providers

Podcast: 3 Considerations for Business Owners Wanting to Change 401k Providers

Eric Maldonado, CFP®, MBA
Podcast, Retirement Planning, Business Ownership

In this episode, I talk about three things to consider when switching your 401k to a different provider as a business owner — expenses, employee support, and liability for the business owner.

Contact Us.

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

872 Higeura St., San Luis Obispo, CA, 93401

https://www.aquilawealth.com/

Podcast: Supercharge Your Retirement Savings as a Business Owner with a Cash Balance Plan.

Podcast: Supercharge Your Retirement Savings as a Business Owner with a Cash Balance Plan.

Eric Maldonado, CFP®, MBA
Business Ownership, Retirement Planning

Today we’re talking about a Cash Balance Plan and how it can be used as a business owner to supercharge your retirement savings in a short amount of time.

Contact Us.

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

872 Higuera St., San Luis Obispo, CA, 93401

https://www.aquilawealth.com/

The Mega-Backdoor-Roth-401k for Business Owners

The Mega-Backdoor-Roth-401k for Business Owners

Eric Maldonado, CFP®, MBA
Podcast, Business Ownership, Investment Planning, Retirement Planning, Tax Planning

A strategy for accumulating large amounts for tax-free assets as a Business Owner.

Contact Us.

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Disclosure: Aquila Wealth Advisors, LLC is a registered investment advisor in the state of CA, LA, and in other jurisdictions where exempt. All content on this podcast is for information purposes only. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.

What's a Backdoor Roth IRA and Why is it Valuable?

What's a Backdoor Roth IRA and Why is it Valuable?

Eric Maldonado, CFP®, MBA
Podcast, Retirement Planning, Tax Planning, Investment Planning

In this episode, I share what a Backdoor Roth IRA is and why it’s a valuable investing and tax planning tool.

Contact Us: https://www.aquilawealth.com/contact-us

Schedule A Call: https://www.aquilawealth.com/schedule-appointment

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Figuring Out How Much You Need in Retirement, Part 2

Figuring Out How Much You Need in Retirement, Part 2

Eric Maldonado, CFP®, MBA
Retirement Planning, Podcast

What's Your Retirement Number?

In this episode, I share a simple way to get an idea of what your number is in order to retire. In other words, how much money do you need in total in order to have work be an option vs an obligation?

Contact Us: https://www.aquilawealth.com/contact-us

Schedule A Call: https://www.aquilawealth.com/schedule-appointment

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Figuring Out How Much You Need in Retirement, Part 1

Figuring Out How Much You Need in Retirement, Part 1

Eric Maldonado, CFP®, MBA
Podcast, Retirement Planning

Do you have a good idea of how much you need or want in retirement? In this episode, I'll help you think of some ways to come up with that number.

Contact Us: https://www.aquilawealth.com/contact-us

Schedule A Call: https://www.aquilawealth.com/schedule-appointment

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

What To Do With Your Old 401k

What To Do With Your Old 401k

Eric Maldonado, CFP®, MBA
Retirement Planning, Investment Planning, Podcast

Click on the image to listen. In this 5-minute podcast episode, I help you tackle the decision of what to do with an old employer 401k account.

Please feel free to reach out to schedule a call if you have any questions.

Warm regards,

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

eric@aquilawealth.com

872 Higuera St., San Luis Obispo, CA 93401

www.aquilawealth.com