May 2022 bring us peace, prosperity, and a whole lotta love.
And some greater certainty about what lies ahead.
You're probably seeing an endless parade of emails, listicles, and thought pieces loaded with predictions for 2022.
Will these predictions be right?
Probably some of them.
Will they be wrong?
Almost certainly.
As another eventful year comes to a close, I’d like to offer a heartfelt “thank you” for allowing us here at Aquila Wealth Advisors, LLC to have an impact on your financial independence and business ownership journey.
2021 was another year of uncertainty, but also a year where the indomitable human spirit shined.
There's a lot we can't control about the future, but we can control a few things.
As we usher in a new year with great expectations, here are some things to focus on:
Embracing Your Vision
What’s the best age to retire at?
How do you know when it’s the right time to retire?
We often spend a lot of time pondering those questions.
And we tend to confine our thinking to the financial side of things.1
How much do we need to retire and how far will our money go in retirement?
Answers to those questions are important.
But they aren’t the only things we need to consider if we want maximum fulfillment in retirement.
We also need to think about our psychological needs, especially when it comes to how we transition into retirement and how we spend our time as retirees.
Conventional thinking frames retirement as an all-in or all-out venture. But that is not always the best approach. And it doesn’t help you figure out how to spend your time in meaningful ways when you do retire.
Thinking outside the box and considering some creative alternatives to traditional retirement can help. That’s the focus of this month’s Aquila Wealth Visual Insights Newsletter.
What do you need to know about how markets performed last quarter (and what could happen this quarter)?
We broke down what you need to know about markets and the economy into a five-minute read.
Keeping up with markets and the economy is a big part of my job, but I want to share some key takeaways and what I’m watching for in the months ahead.
Go ahead and click here to see how far $1 million could go in retirement these days.
Eric Maldonado, CFP®, MBA
Aquila Wealth Advisors | (805)250-4552 | info@aquilawealth.com
872 Higuera Street, San Luis Obispo, CA 93401
www.aquilawealth.com
If I were still in college, here are 3 ways I'd prepare for a career in financial planning.
Eric Maldonado, CFP®, MBA Owner, Aquila Wealth Advisors, LLC
info@aquilawealth.com
Located in San Luis Obispo, CA
https://www.aquilawealth.com/
Contact Us: https://www.aquilawealth.com/contact-us
More spending = higher taxes?
That seems likely with a $2 trillion American Jobs Plan (that could eventually cost trillions more) on the table to bolster America’s crumbling infrastructure and invest in R&D.(1)
What could those tax hikes look like? Let’s consider the possibilities.
Eric Maldonado, CFP®, MBA
Aquila Wealth Advisors | (805)250-4552 | info@aquilawealth.com
872 Higuera Street, San Luis Obispo, CA 93401
www.aquilawealth.com
So, the next (final?) round of stimulus was signed into law by President Biden.
Let’s dive in.
The $1.9 trillion bill called the American Rescue Plan Act of 2021 includes stimulus checks, child tax credits, jobless help, vaccine-distribution money, healthcare subsidies, and aid for struggling restaurants. What’s not inside? A higher minimum wage.
Here are some immediate takeaways:
More stimulus checks are coming: $1,400 checks could be hitting bank accounts and mailboxes this month, going out to adults, children, and adult dependents such as college students and elders. These adult dependents did not qualify for previous payments.
Eric Maldonado, CFP®, MBA
Aquila Wealth Advisors | (805)250-4552 | eric@aquilawealth.com
872 Higuera Street, San Luis Obispo, CA 93401
www.aquilawealth.com
Remember when Marie Kondo took the world by storm with her tidying up routine? Maybe not quite, but let’s roll with it. Her idea is that we can improve our lives by removing clutter and items that no longer “spark joy.”
We can apply similar principles to our financial lives. In this month's Visual Insights Newsletter I've included a 7 point checklist to declutter your financial life.
![[Video] 3 Ways to Prepare for a Career in Financial Planning while still in College](https://images.squarespace-cdn.com/content/v1/59dfbea68dd0415bcd1443e4/1618515738445-VEOIDPGN7HF8ROUXF5UC/College+Prep+Aquila+Wealth+Advisors+San+Luis+Obispo+Eric+Maldonado+CFP.png)
